• 4 months
  • 0
  • 117

google wallet

Google Wallet was first announced way back in 2011, but it’s only now that it’s finally available on Android devices. But what exactly is Google Wallet? How does it work? And how do you set it up and use it? Here’s everything you need to know about Google Wallet for Android devices.

01. What is Google Wallet?

The purpose of Google Wallet is to make it easy for you to buy items online, in stores or via your phone. Simply add a debit card, credit card or even a loyalty program account like American Express Serve Card or Walgreens Balance Rewards account into your digital wallet and use it anywhere MasterCard is accepted. For example, at participating retailers including Walgreens and Foot Locker. You can use your phone instead of a credit card at checkout. Just bring your smartphone up to an NFC (near-field communication) payment terminal and hold it up so that it touches the terminal’s antenna. Then select whether you want to use credit or debit when prompted on-screen.


02. Where Can I Use Google Wallet?

To start, you’ll need an NFC-enabled phone. There are only a handful of phones currently on the market with near-field communication (NFC) technology. But more devices will be hitting store shelves soon. The Nexus S 4G, sold by Sprint and Verizon Wireless, is probably your best bet if you want to use it right now. However, it’s likely that more manufacturers will include NFC chips in their new phones—after all, they do have access to Google Checkout data (more on that below). Samsung has already announced it will include NFC chips in its flagship Galaxy Nexus smartphone coming out later this year; other manufacturers may follow suit.


03. Which Credit Cards Work with Google Wallet?

Most major credit cards can be used with Google Wallet, including Visa, MasterCard, American Express and Discover. Several debit cards also work, including those issued by Bank of America, PNC Financial Services Group Inc., BB&T Corp., SunTrust Banks Inc. And Chase bank account holders with a debit card can use that card in their wallet too. (But remember you still have to enter your PIN). The most notable exception is PayPal—because it doesn’t yet support NFC payments. If you’re someone who uses PayPal as your primary method of a transaction at retailers you may not want to bother setting up Google Wallet in favor of another mobile payment system like Square or LevelUp.


04. Which Devices Work with Google Wallet?

For now, only Sprint Nexus S 4G smartphones will be compatible with Google Wallet—and even then, not all versions. Currently, there are two versions of Nexus S phones that will work with Wallet; one is manufactured by Samsung, while the other is made by Sprint. Both come equipped with NFC chips that allow you to use Google’s service. If you own a phone outside of these options, you can buy an NFC chip to use in conjunction with your device, but it’s important to note that there aren’t any phones currently being sold on Verizon or AT&T that support it. For now, at least, you might want to consider switching carriers if you want in on mobile payments.


05. Why Is it Better than Other Mobile Payment Services like Apple Pay or Samsung Pay?

We’ve heard of Apple Pay. We may have even heard of Samsung Pay. But when it comes to mobile payments, we’re not sure if they’re ready for prime time or if they’ll take off like a rocket ship. This begs the question: why are mobile payment services better than plastic cards? And what about Google Wallet for Android? Here are 5 reasons we think Apple Pay, Samsung Pay, and Google Wallet each deserve their own spot in your wallet.


06. Will My Phone Work if I am Not in the United States?

The short answer is yes. However, if you want to use your new phone on T-Mobile or AT&T, it needs one of three frequencies: 850/1900 MHz, 900/1800 MHz or 1700/2100 MHz. If your device does not have one of these frequencies, you can buy a signal booster like those sold by Wilson Electronics to help increase signal strength. Otherwise, for best results you should be in an area where Verizon is offered as a carrier; if so, you are all set!


07. Does Google Offers Help with Security Concerns?

Before you can use Google Wallet, you have to first set up a PIN. Which is used as an added layer of security to protect your card information if your phone gets lost or stolen. After it’s been activated, there’s no way (or need) to log in or make another purchase—your credit card information is always just a click away. When shopping online at participating retailers (though not yet with brick-and-mortar stores). You can simply enter your payment information into their check-out system, get a confirmation number and be on your way. The transaction will go through once your purchase has been reviewed by Google Checkout.


08. How do you Get Started with this App?

If you already have an account, go ahead and download Google Wallet on your device. If you don’t yet have an account, you will need to set it up with either a Gmail or an existing bank account. The process is very straightforward, though you do have to supply information about your credit history. The app doesn’t use any specific financial institution directly—you can add them at a later date if needed. So there are no implications or approvals needed from your existing bank. Once it’s set up, users can begin paying for goods and services by holding their phones near special contactless payment readers instead of pulling out their wallets or swiping plastic cards.


09. Are There Any Fees Associated with This Application?

Yes, you’ll need a Gmail account to use it because you’ll be sending money through Gmail, which is free. However, some banks charge fees when you send money via debit card or bank account, so double-check with your bank first. Money sent from personal credit cards or prepaid debit cards also carries a fee. According to Google, these charges are nominal – in most cases, they will just deduct a few cents off your transaction. But it’s something that should be taken into consideration before doing business with any specific institution. As always, shop around! A search online will reveal many different institutions offering low fees on remittances and other banking services geared towards people of limited means.


10. If I Have Other Questions, Where can I get Answers?

Read Google’s official announcement. In addition, we’ve assembled a few answers of our own here. If you have any questions about using or setting up, don’t hesitate to give u a call at 1-888-743-9888. Call Available M – F 10am – 7pm EST / Sat 11am – 4pm EST / Sun 3pm – 12am EST.

Leave a Reply

Your email address will not be published.